What percentage of a deceased worker's primary insurance amount is a surviving child entitled to?

A surviving child of a deceased worker is entitled to a benefit that amounts to 75% of the deceased worker's primary insurance amount (PIA). This percentage is set forth by Social Security regulations, which ensure that children who lose a parent can receive financial support based on the parent’s earnings record.

The calculation is designed to provide a level of income replacement intended to aid the child in their upbringing and support needs, acknowledging the significant impact that the loss of a parent can have on a child's financial stability. Additionally, survivors benefits for children are a vital component of Social Security's role in providing financial assistance to families facing such a loss.

Understanding this percentage is crucial for those studying Social Security, as it reflects the program's fundamental purpose of providing support to families affected by the death of a wage earner.